We can help you:

During this time, you can:

• Switch from Original Medicare to a Medicare Advantage plan (or the other way around)
• Change from one Medicare Advantage plan to another plan
• Review new benefits and coverage for next year’s Medicare Advantage plans

You are eligible to join a Medicare Advantage plan if:

• You have Medicare Part A and Part B
• You live in the plan’s service area
• You may also qualify if you have employer or union coverage

If you join a Medicare Advantage plan, you do not need a Medigap or supplemental insurance plan.

Yes, you can switch from a Medicare Advantage plan to Original Medicare during the Open Enrollment period.

If you’re already enrolled in a Medicare Advantage plan and you’re happy with your health plan, medical group, doctors, and benefits, you may not need to make any changes during the Annual Enrollment Period.

However, Medicare Advantage plans can make changes to benefits, costs, provider networks, and coverage each year. Be sure to carefully review your Annual Notice of Change (ANOC) when you receive it from your health plan. This notice outlines any changes to your coverage for the upcoming year.

If you don’t make changes during Open Enrollment, you’ll stay in your current plan, but you may miss out on better coverage or lower costs for next year.

Heritage Victor Valley Medical Group offers free, in-person Medicare meetings at multiple locations throughout the High Desert during the Annual Enrollment Period.

These informative sessions are designed to help you better understand Medicare and learn about the Medicare Advantage plans available in your area for the upcoming year. You’ll have the opportunity to get helpful information, ask questions, and feel more confident when reviewing your Medicare options.